Have a current job for at least 4 consecutive months.
Make a minimum of $1000.00 monthly before taxes. (If on social security you must receive $800.00 monthly
Have a valid checking account open for at least 3 months.
The cost of getting your Quik Payday loan is $20.00 per $100.00 borrowed.
Please refer to our APR Disclosure for more information about costs and payment options.
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All loan due dates must be on your payday. The minimum number of days a loan can be taken for is 4 days. The maximum number of days a loan can be taken for is 18 days.
If you get paid once a week: You must use the subsequent payday.
If you get paid twice a month or every other week: You must use your next payday.
If you next payday is less than 4 days away then you must use the following payday.
If you get paid once a month: If your payday is less than 18 days away then you must use your next payday.
If your payday is over 18 days away you can only take the loan for 18 days. You can extend your loan on the loan due date until your next payday.
The maximum term for a Quik Payday loans is 18 days.
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